STUDENTS & EXPATS
Study, live, and get paid anywhere. Hold local currencies, pay tuition, and avoid hidden fees on every card payment.
Modern banking for a global life
Hold and convert multiple currencies, send money to 170+ countries in minutes, and spend everywhere with a virtual card — from one account built for you.
DunePays is a financial technology company, not a bank. Banking services are provided by licensed banking partners.
International money shouldn't be that complicated
Main walletLive rates
USD$2,450.00
GHS₵18,320.50
EUR€1,120.75
GBP£860.20
ConvertSend
Multi-currency personal accounts
Hold and manage USD, EUR, GBP, and GHS from a single account, with bank-grade security built in. Convert between currencies at live rates and send money to family, friends, and businesses worldwide.
Create accountBuilt for how you live
FAMILIES & LOVED ONES
Send money to family Send money home in minutes to 170+ countries. Track every transfer and know exactly when it arrives — no surprises.
Get set up in minutes
01
Create your account
Sign up in minutes with just your details.
02
Verify your identity
Complete a quick KYC check so we can protect your money.
03
Send and spend globally
Transfer, convert, and pay worldwide from day one.
POWERED BY THE NETWORKS YOU TRUST
Trusted partners behind every international transfer
We route your payouts through the world's most established financial networks, so money lands safely in 170+ countries.
SWIFTGlobal payments network
Card network
Card networkWiseInternational transfers
FlutterwaveAfrica payouts
PaystackPayments
SWIFTGlobal payments network
Card networkCard networkWiseInternational transfers
FlutterwaveAfrica payouts
PaystackPayments
Global payments
Payment processingThunesCross-border rails
NIUMGlobal payouts
Money movement
RemittancesGlobal paymentsPayment processingThunesCross-border rails
NIUMGlobal payouts
Money movementRemittancesGLOBAL PRESENCE
Offices and support, everywhere you pay
Click a region on the map to see our office locations and the regional team that supports your payouts, payroll, and collections.
Africa
One Airport Square, Airport City, Accra, Ghana
+233 30 555 0192
africa.support@dunepays.com
Mon–Fri, 8:00–18:00 GMT
English, French, Twi
All regional teams are backed by our 24/7 global fraud and payments operations center.
BUILT FOR TRUST BACKED BY SECURITY
Add 2-factor authentication for secure access
app.dunepays.com
Set up Two-Factor authentication
Protect your account with an extra layer of security.
Frequently asked questions
How long does an international transfer take?
Most transfers arrive within minutes. Depending on the destination country and payout method, some can take up to 1–2 business days — you'll see an estimated delivery time before you confirm.
What does it cost to send money?
You pay one low, transparent fee per transfer plus the live exchange rate — no hidden margins. Visit the fees page for full details for each corridor.
Which currencies can I hold?
Your wallet supports major currencies including USD, EUR, GBP, and GHS, with more added regularly. Convert between them instantly at live rates.
How do I receive money from abroad?
Share your DunePay account details and the money lands straight in your wallet. You'll get a notification the moment it arrives.
Do I get a card?
Yes. You get a virtual card instantly after verification for online payments, and you can order a physical card for everyday spending worldwide.
Do I need to verify my identity?
Yes. A quick KYC check with a valid ID and a selfie protects your money and unlocks full account features. It usually takes just a few minutes.
Is DunePays a bank?
DunePays is a financial technology company, not a bank. Banking services are provided by licensed banking partners, and your transactions are monitored around the clock.